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UK Freelancer Guides

Plain-English advice on tax, IR35 and freelance finance.

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UK tax guides

How UK freelancer tax works (2026/27 guide)

A complete walkthrough of the UK self-employed tax system: bands, NI, deadlines and allowances.

IR35 explanations

IR35 explained simply

What IR35 actually means, who it affects, and how to tell if you're inside or outside.

Income comparisons

Umbrella company vs limited company UK

Pros, cons and take-home comparisons for contractors choosing a working structure.

Freelancer financial advice

How much should a freelancer earn in the UK?

Realistic UK freelancer income benchmarks by industry and experience level.

UK Freelancer Money Hub

Free tools and guides to help UK freelancers, contractors and the self-employed manage tax, invoicing, and take-home pay.

Calculators
  • Take-Home Pay
  • Tax Estimator
  • Hourly Rate
Tools
  • Invoice Generator
Guides
  • IR35 Explained
  • UK Freelancer Tax
  • Umbrella vs Limited
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